State Group Life Insurance

State Group Life Insurance Summary

​State Group Life Insurance offers term life insurance for you, your spouse, and eligible children in the event of death.

Employee Coverage

• Can select 1 to 5 units of coverage (Basic, Supplemental and 1 - 3 levels of Additional)

• Each unit of coverage is based on your highest annual salary (based on projected salary at hire)

• Coverage level will automatically increase if your salary increases and is adjusted annually

• If death accidental, the death benefit will double

• Living benefits available if terminally ill and life expectancy is 12 months or less

• Premiums are based on age, calendar year earnings and coverage level

Spouse & Dependent Coverage

Spouse and Dependent coverage provides life insurance coverage for your covered spouse and all eligible children. 

• Select 1 or 2 units of coverage

• 1 unit = $10,000 spouse coverage/$5,000 child coverage ($2.50/month)

• 2 units = $20,000 spouse coverage/$10,000 child coverage ($5.00/month)

• Covers all eligible dependents

Enrollment

• At hire - must enroll within first 30 days of hire

• Upon gaining a new dependent - can enroll or increase coverage within 30 days of gaining a dependent (ex. spouse, child...)

• Evidence of Insurability - can apply for coverage at any time through Evidence of Insurability (acceptance not guaranteed)

For more details on eligibility, enrollment and coverage, please review the State Gro​up Life Insurance Brochure.

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