Open Enrollment for 2026

​​​​Open Enrollment Period

​This year's Open Enrollment period is October 6 - October 31, 2025.  All changes made during this period are effective January 1, 2026​.

What's New for 2026?

  • Important Changes for 2026

  • ​​Health Plan Name Changes

    • Common Ground: will be known as CareSource

    • Dean Health Plan - Medica West and Mayo Clinic Health System: will be known as Medica West and Mayo Clinic

    • Dean Prevea360 East: will be known as Prevea360 East

  • Vision Insurance Changes

    • New vendor: MetLife Vision

  • Pre-Tax Savings Account Changes​​

    • HDHP Deductible Increase: ​The annual medical deductible for the HDHP and Access HDHP plans has increased to comply with federal requirements.

      • Individual increased to $1,700

      • Family increased to $3,400

    • HSA Employer Contribution Increase: The 2026 annual HSA employer contribution will increase to:

      • Individual = $852

      • Family = $1,704​​


Actions Than Can Be Taken During Open Enrollment

​​​
 ​Enroll​ ​Add or Remove Dependents ​Change
Plans		 ​Cancel
Coverage
​Health*

 ​X ​X ​X ​X
​Delta Dental PPO - Supplemental Plan ​​X ​X ​X ​X
​Delta Dental PPO - Preventive Plan ​X X​ N/A​
​X
MetLife Vision​

 X X​ ​N/A ​X
​Securian Accident Plan ​X X -
change coverage level
N/A​
​X
Healthcare FSA
or
LPFSA

Must re-enroll every year​

Coverage will automatically end if no 2025​ enrollment

​Dependent Day Care FSA​

Must re-enroll every year​​

Coverage will automatically end if no 2025​ enrollment

Pre-Tax ​Parking
and  
Transit Accounts

Must re-enroll every year​

Coverage will automatically end if no 2025​ enrollment

Health Savings Account​​

Must re-enroll every year

Enrollment will end if employee doesn't elect High Deductible Health Plan (HDHP)
but employee's HSA account remains active.​

​Health Insurance
Opt-Out Stipend​

​​Must re-enroll every year

Must certify that eligibility requirements are met on an annual basis

*​​ Can also enroll in or cancel Uniform Dental coverage​

Enrollment Resources