State Group Life Insurance

Employee Coverage

• ​Can select 1 to 5 units of coverage (Basic, Supplemental and 1 - 3 units of Additional)

• Each unit of coverage is based on your highest annual salary (based on projected salary at hire)

• Coverage level will automatically increase if your salary increases and is adjusted annually

• If death accidental, the death benefit will double

• Living benefits available if terminally ill and life expectancy is 12 months or less
  

Spouse and ​Dependent Coverage

Spouse and Dependent coverage provides life insurance coverage for your covered spouse and all eligible children.

• Select 1 or 2 units of coverage

• 1 unit = $10,000 spouse coverage ​/ $5,000 child coverage ($2.10/month)

• 2 units = $20,000 spouse coverage / $10,000 child coverage ($4.20/month)

• Covers all eligible dependents

Employees have three opportunities to enroll:

• At hire - must enroll within first 30 days of hire

• Upon gaining a new dependent - can enroll or increase coverage within 30 days of gaining a dependent (ex. spouse, child)

• Evidence of Insurability - can apply for coverage at any time through Evidence of Insurability (acceptance not guaranteed)
  

For more details on eligibility, enrollment, and coverage, please review the following:

• Plan Brochure
• Life Insurance Fact Sheet​

Premiums are based on age, calendar year earnings, and coverage level.​