State Group Life Insurance Summary
State Group Life Insurance offers term life insurance for you, your spouse, and eligible children in the event of death.
Can select 1 to 5 units of coverage (Basic, Supplemental and 1 - 3 levels of Additional)
Each unit of coverage is based on your highest annual salary (based on projected salary at hire)
If death accidental, the death benefit will double
Living benefits available if terminally ill and life expectancy is 12 months or less
Premiums are based on age, calendar year earnings and coverage level
Spouse & Dependent Coverage
Spouse and Dependent coverage provides life insurance coverage for your covered spouse and all eligible children.
At hire - must enroll within first 30 days of hire
Upon gaining a new dependent - can enroll or increase coverage within 30 days of gaining a dependent (ex. spouse, child...)
Evidence of Insurability - can apply for coverage at any time through Evidence of Insurability (acceptance not guaranteed)
For more details on eligibility, enrollment and coverage, please review the State Group Life Insurance Brochure.